Finance

Credit Card

A credit card is a card issued by a bank or any financial company. It allows you to buy something by borrowing money up to duration as per bank policy. These are the new-age convenient various to currency and debit cards. My Loan Route is a financial marketplace where you can get a range of credit cards, along with their benefits, features, fee details, and latest offers- everything at one place.

Benefits Of Credit Card

  • Instant money whenever you need.
  • Allow you to purchase without any tension of current funds in your account.
  • Boost Cibil score.
  • Limited documentation required.
  • Individuals can apply for it online even at the comfort of their home.
  • EMI Conversion.
  • Get multiple offers like cashback, discounts at movie tickets, on travelling, on shopping etc…

Steps To Apply

Eligibility Criteria For Loan

Particulars

Salaried

Self-Employed

Age(Min-Max)

23 years to 58 years

28 years to 65 years

Income

Rs.25,000

Minimum turnover of Rs.40 lakhs

CIBIL Score

Above 750

Above 750

Documents for Loan Application

Salaried

Self-Employed

Application form with photograph

Application form with photograph

Identity and Residence proof

Identity and Residence proof

Last 6 months bank statements

Last 6 months bank statements

Processing fee cheque

Processing fee cheque

Latest Salary Slip

Latest Salary Slip

Form 16

Business Profile and Previous 3 years Income Tax returns (self and business)

Previous 3 years Profit/Loss and Balance Sheet